Home / Solutions / Commerce Infrastructure
NX Commerce Infrastructure Commerce Infrastructure

One infrastructure for commerce and payments,and ten solutions built on top of it

Every platform that brings more than one party together needs the same things: merchant onboarding and verification, a sub-account per party, a split at the moment of payment, a commission for the platform, a clear balance, and payouts. We build that once, and you launch whichever solution fits your business on top of it.

Payments are executed through a payment provider licensed by the Saudi Central Bank

Capabilities

The capabilities that power all of these solutions

The same capabilities recur in every solution; what changes is their order and the scenario they serve.

القدرة 01

Merchant onboarding and verification (eKYC / KYB)

Instead of sending each seller off to open an account with the payment gateway and come back, your platform runs the whole onboarding journey: document upload, verification status tracking, and approval rules you can customise.

القدرة 02

Sub-merchant accounts

Every seller becomes an independent sub-account under your platform instead of pooling everyone into one account, with payment methods, fees and settlements managed per merchant.

القدرة 03

Split payments

A single transaction is divided automatically across several beneficiaries, each with a defined amount, without the platform first receiving the whole sum and then starting manual transfers.

القدرة 04

Platform commission

Your platform takes its commission out of the same transaction at the moment of payment. This is your commercial revenue, separate from payment processing fees.

القدرة 05

Flexible fees and revenue sharing

Different pricing plans by merchant, package or sector: basic, professional and enterprise at a negotiated rate.

القدرة 06

Authorization and capture

Hold the amount on the customer’s card without capturing it, then capture once the service is complete — or release the hold if the order is cancelled.

القدرة 07

Payouts

Send earnings on demand or on a schedule to local bank accounts. Some transfers arrive instantly or near-instantly depending on the bank, the amount and the transfer channel.

القدرة 08

Balances and settlements

A clear financial picture for every seller: sales, pending, fees, refunds, commission, net earnings and settlements, with downloadable reports.

القدرة 09

Full and partial refunds

Return the full amount, or only the part that relates to a cancelled portion of the service, while the remainder stays owed to the people entitled to it.

القدرة 10

Recurring subscriptions (tokenization)

Store the payment method securely, then charge monthly or annually on its own without re-entering the card every time.

Which solution fits your platform?

Book a demo and we will map out the money-distribution model for your platform with you.